COVID-19 Updates for Delaware REALTORS®

Links to the most recent critical information including guides, forms, and advisories will remain at the top of the page for easy access. Updates are made as issues evolve.


COVID-19 Addendum to Listing

COVID-19 Addendum to Agreement of Sale 

COVID-19 Certification for Property Showings/Visits

Phase 2 Reopening Guidelines


This special webpage provides updates to information on vaccines and their distribution.


Attention Housing Providers: Find answers to your COVID-19 questions on Eviction Moratoriums, Treasury Department guidelines, and Property Management and Tenant Issues in this document from NAR.

March 16

Governor Carney Announces Updates to COVID-19 Vaccination Program

Feb 19

Governor Carney Updates Omnibus COVID-19 Emergency Order

Under the latest order, ​the limit on gatherings at businesses and other indoor spaces ​is increased from the current limit of 10 people. The new limit is a maximum of 25 people or 50 percent of stated fire occupancy restrictions, whichever is less. Organizers may ​submit a plan to the Division of Public Health (DPH) to host larger events up to 150 people.


Feb. 4


Delaware is now in Phase 1b for vaccines, which includes people 65 and older (among others). In Phase 1b? Find out where you can get vaccinated.

Jan. 22: From the DE Division of Small Business

The Division of Small Business is pleased to announce that its DE Relief Grants portal is accepting new applications.

This means that small businesses and nonprofit organizations that have not applied in earlier rounds will have the opportunity to apply for this relief program presented by the State of Delaware and New Castle County using federal CARES Act funds.

For more information about the DE Relief Grants program, including the online application, visit

For those who have already applied for the DE Relief Grants program, the Division of Small Business is continuing to process applications as quickly as possible.

Rather than rejecting applications that are incomplete, or otherwise don’t meet the rules for the program, Division of Small Business staff is working with applicants to get their applications to the point where they can be approved.
We’re starting with those applications that need the least help and will move on from there to those applications that need the most work.

This process means some applications may not be processed within the usual two to three week timeline and we ask for your patience.

If you submitted an application close to the original Dec. 4, 2020 deadline and have not yet heard a response from us, it is likely because your application needed additional follow up. We hope to be in touch soon to let you know what is needed.

From the start of the DE Relief Grants program, one of the requirements has been that recipients needed to have experienced a revenue decline in 2020 compared to 2019. If they claimed the grant, but did not experience a revenue decline, they would have to pay back the grant with interest.

The Division of Small Business is announcing that this interest penalty will be waived if a business returns grant funds prior to Feb. 15.

If a business has experienced a revenue increase in 2020 compared to 2019, it can return the funds prior to Feb. 15 without facing an interest penalty.

After Feb. 15, if a business is seen to have experienced a revenue increase in 2020 compared to 2019, it will be required to repay the grant with interest.

If your business did experience a revenue decline in 2020 compared with 2019, you will not be required to repay the grant.

Note: This forgiveness program applies only to DE Relief Grants, not to the State of Delaware HELP loan program.

Also, the Small Business Administration has reopened the Paycheck Protection Program (PPP).

You can find information about the PPP program at this link.


Jan 11: SBA is reopening the Paycheck Protection Program (PPP) for First Draw Loans


From HUD

Extensions ensure borrowers can continue to seek assistance and avoid eviction and foreclosure while maintaining temporary policy flexibilities for lenders and servicers

Read more.


Treasury, SBA Release Simplified PPP Forgiveness Application for Small Borrowers ($50K or less)

On Thursday, October 8, the Small Business Administration (SBA) and the Treasury Department announced the release of a new, further simplified forgiveness application for PPP borrowers with loans of $50,000 or less. The new application – Form 3508S – is one-and-half pages long, and requires the borrower to certify that the amount they are seeking forgiveness for was spent in accordance with the PPP requirements. Documentation must be submitted to their lender confirming payroll costs, employee numbers, business mortgage interest payments, rent and utility costs for the covered period. The new forgiveness application is simpler for eligible borrowers to use, and will reduce the processing time on the part of the lenders.

In addition, borrowers who use the Form 3508S are exempt from the PPP requirement that “Full Time Equivalent” employee numbers remain the same during their covered period as before the pandemic, along with the requirement that employee wages not be reduced.  Thus, borrowers with loans of $50,000 or less who use the new form are eligible to have their full loan amount forgiven even if economic circumstances kept them from meeting one or both of those requirements of the program.

NAR has been supportive of further streamlined forgiveness rules for small PPP borrowers, and will continue to advocate for future improvements to the program. The SBA is currently processing forgiveness applications provided by the SBA lenders. Borrowers have 10 months from the end of their covered period to submit the Loan Forgiveness Application and accompanying documents to their lender, and the lender then has 60 days to make a determination on the loan forgiveness request.

View the simplified application.

View the instructions for completing the simpler loan forgiveness application.

View the Interim Final Rule on the simpler forgiveness process for loans of $50,000 or less.


State, New Castle County launch $100M grant program to provide relief for small businesses and nonprofits statewide who have been impacted by COVID-19.


The Delaware Department of Labor has released guidelines along with a frequently asked questions document addressing the concerns for both employees and employers regarding returning to work during COVID-19.

Read more here.

The Delaware Department of Labor announced that Delaware has already begun offering the Federal-State Extended Benefits program for those who have exhausted their previous unemployment benefits. Read more.


Gov. Carney, AG Jennings, DSHA, Delaware Judiciary Announce Joint Effort on Foreclosure & Eviction Prevention;

Delaware Division of Small Business HELP Loan Requirements

 The size eligibility cap for businesses with the 4-digit NAICS code 7225 is raised to $15 million. Learn more

Applications for a Delaware Division of Small Business HELP loan must include ALL of the documentation provided IN THE ORDER below for the loan to be processed. Failure to include ALL required documents may result in your request being denied.

  • Billing statements or invoices for unavoidable expenses to support amount of funding request
  • Proof of payment over the past 12 months for expenses for which funding is requested (account statement or letter from the relevant vendor/creditor)
  • Balance sheet and income/P&L statement for 2019 (2019 tax returns may be used as an alternative, must include accounting of assets and liabilities)
  • Copy of Delaware business license

Failure to include ALL required documents may result in your request being denied.


Access the Delaware Department of Labor Unemployment Assistance Insurance FAQs guide.



The CARES Act / Paycheck Protection Program



PPP  Fillable Application

Read NAR’S guidance on the Paycheck Protection Program

EIDL Disaster Application Overview