COVID-19 Updates for Delaware REALTORS®

Links to the most recent critical information including guides, forms, and advisories will remain at the top of the page for easy access. Updates are made as issues evolve.


COVID-19 Addendum to Listing

COVID-19 Addendum to Agreement of Sale 

COVID-19 Certification for Property Showings/Visits


Gatherings capped at 10 people; restaurant dining indoors limited to 30 percent of fire capacity

Nov. 17, 2020

WILMINGTON, Del. — Governor John Carney on Tuesday announced additional restrictions statewide to slow community spread of COVID-19 as Delaware and the country experience a surge of cases, hospitalizations and deaths heading into the winter months. The restrictions will be formally issued in a revision to the Governor’s omnibus emergency order later this week.

Governor Carney’s order will include the following restrictions, which take effect at 8:00 a.m. on Monday, November 23:

  • Indoor gatherings in homes must be capped at no more than 10 people.
  • Indoor gatherings outside of homes must be limited to 30 percent of the venue’s stated fire capacity, up to a cap of 50 people. This includes all events, such as weddings, funerals, services in houses of worship, performances, political gatherings, and events in public spaces including fire halls.
  • Outdoor public gatherings are limited to 50 people. Up to 250 may be allowed with a plan approved by the Delaware Division of Public Health (DPH).
  • Restaurants must operate at no more than 30 percent of fire capacity indoors, with allowances for additional outdoor seating.
  • Governor Carney’s order will also prohibit Delaware youth sports organizations, teams and venues from hosting or participating in tournaments with out-of-state teams, effective at 8:00 a.m. on Tuesday, December 1. The order includes a provision prohibiting Delaware teams from traveling across states lines for tournaments.

“These are difficult decisions, but we face a difficult and challenging winter,” said Governor Carney. “COVID-19 cases and hospitalizations are rising in Delaware and across the country. Nearly 250,000 Americans, including 736 Delawareans, have already lost their lives to this virus. Our focus must be on protecting lives.”

“We will also continue to support the Delaware families and small businesses who have been hardest hit by this crisis,” said Governor Carney. “Let’s all do our part to slow the spread of COVID-19. Wear a mask. Celebrate the holidays with immediate family only. Stay vigilant.”

Based on a weekly review of publicly available data, the Delaware Division of Public Health (DPH) continues to recommend that K-12 public schools operate in a hybrid model with a mix of in-person and remote instruction.

“Transmission of COVID-19 has been rare in Delaware schools because students, educators and staff are following the basic health guidelines and doing their part to keep children in classrooms, and exposure is primarily occurring in social settings outside of school,” said Dr. Karyl Rattay, Director of the Delaware Division of Public Health (DPH). “Let’s follow their lead and do what works. Wear a mask. Avoid the urge to gather socially with friends or extended family outside your household. Wash or sanitize your hands frequently. This is a difficult time for all Delawareans. Thank you for everything you’re doing. We’ll get through this.”

Governor Carney on Tuesday also announced an expansion of the DE Relief Grants program for businesses hardest hit by COVID-19 restrictions.

The expansion will provide up to $25 million in additional relief for hundreds of businesses that have been disproportionately impacted. Qualifying businesses, including restaurants and taprooms, will receive double their original grant allocation.

The DE Relief Grants program – funded by the federal Coronavirus Aid, Relief, and Economic Security (CARES) Act – is providing more than $150 million in direct assistance to Delaware small businesses statewide. The application deadline is December 4, 2020, and can be found at

Anyone with a question about COVID-19, whether related to medical or social service needs, should call Delaware 2-1-1. Individuals who are deaf or hard of hearing can text their ZIP code to 898-211. Hours of operation are 8 a.m. to 9 p.m. Monday through Friday; 9 a.m. to 5 p.m. Saturday and Sunday. 

Download COVID Alert DE in the App Store or Google Play

Report a business for COVID-19 non-compliance using this form.

DPH will continue to update the public as more information becomes available. For the latest on Delaware’s response, go to


Treasury, SBA Release Simplified PPP Forgiveness Application for Small Borrowers ($50K or less)

On Thursday, October 8, the Small Business Administration (SBA) and the Treasury Department announced the release of a new, further simplified forgiveness application for PPP borrowers with loans of $50,000 or less. The new application – Form 3508S – is one-and-half pages long, and requires the borrower to certify that the amount they are seeking forgiveness for was spent in accordance with the PPP requirements. Documentation must be submitted to their lender confirming payroll costs, employee numbers, business mortgage interest payments, rent and utility costs for the covered period. The new forgiveness application is simpler for eligible borrowers to use, and will reduce the processing time on the part of the lenders.

In addition, borrowers who use the Form 3508S are exempt from the PPP requirement that “Full Time Equivalent” employee numbers remain the same during their covered period as before the pandemic, along with the requirement that employee wages not be reduced.  Thus, borrowers with loans of $50,000 or less who use the new form are eligible to have their full loan amount forgiven even if economic circumstances kept them from meeting one or both of those requirements of the program.

NAR has been supportive of further streamlined forgiveness rules for small PPP borrowers, and will continue to advocate for future improvements to the program. The SBA is currently processing forgiveness applications provided by the SBA lenders. Borrowers have 10 months from the end of their covered period to submit the Loan Forgiveness Application and accompanying documents to their lender, and the lender then has 60 days to make a determination on the loan forgiveness request.

View the simplified application.

View the instructions for completing the simpler loan forgiveness application.

View the Interim Final Rule on the simpler forgiveness process for loans of $50,000 or less.

You may qualify for a DE Relief Grant

Application Period Opens Sept. 8

Click here for info


Governor John Carney on Sept. 3 signed the 27th modification to his State of Emergency, combining all active COVID-19 restrictions into a single order. Governor Carney’s modification also formalizes the latest restrictions around bar service in Delaware beach communities and requires that businesses more strictly enforce face covering requirements among their employees






State, New Castle County launch $100M grant program to provide relief for small businesses and nonprofits statewide who have been impacted by COVID-19.

August 10: Governor Carney, DSHA, New Castle County Announce $40 Million in Housing Assistance: Get details.


The Delaware Department of Labor has released guidelines along with a frequently asked questions document addressing the concerns for both employees and employers regarding returning to work during COVID-19.

Read more here.

The Delaware Department of Labor announced that Delaware has already begun offering the Federal-State Extended Benefits program for those who have exhausted their previous unemployment benefits. Read more.


Gov. Carney, AG Jennings, DSHA, Delaware Judiciary Announce Joint Effort on Foreclosure & Eviction Prevention;

Delaware Division of Small Business HELP Loan Requirements

 The size eligibility cap for businesses with the 4-digit NAICS code 7225 is raised to $15 million. Learn more

Applications for a Delaware Division of Small Business HELP loan must include ALL of the documentation provided IN THE ORDER below for the loan to be processed. Failure to include ALL required documents may result in your request being denied.

  • Billing statements or invoices for unavoidable expenses to support amount of funding request
  • Proof of payment over the past 12 months for expenses for which funding is requested (account statement or letter from the relevant vendor/creditor)
  • Balance sheet and income/P&L statement for 2019 (2019 tax returns may be used as an alternative, must include accounting of assets and liabilities)
  • Copy of Delaware business license

Failure to include ALL required documents may result in your request being denied.


Access the Delaware Department of Labor Unemployment Assistance Insurance FAQs guide.



The CARES Act / Paycheck Protection Program



PPP  Fillable Application

Read NAR’S guidance on the Paycheck Protection Program

EIDL Disaster Application Overview