Banks in Real Estate:

• NAR will again press Congress to enact H.R. 111/S. 413, "the Community Choice in Real Estate Act," a bill to permanently ban national banks from engaging in real estate brokerage and property management.

Freddie Mac/Fannie Mae Reform:

• The Association will work closely with the United States Senate when the Senate considers HR 1427, a measure to strengthen the regulatory oversight of Fannie Mae and Freddie Mac.

• NAR will also advocate an increase in the GSE conforming loan limit to better serve homebuyers in all regions of the country.

FHA Reform:

• NAR will work closely with the House-Senate conference committee on FHA reform to ensure that FHA loans are once again a viable product in all mortgage markets nationwide.

Appraisal/Mortgage Reform:

• NAR will participate in the Senate's upcoming debate of legislation to reform appraisal, mortgage and anti-predatory lending practices and work to ensure that persons engaged in real estate brokerage and sales activities only are exempt from any proposed mortgage professional registration requirements.

Flood Insurance:

• NAR will advocate for Senate passage of legislation to reform the National Flood Insurance Program (NFIP) and continue to press for the financial resources needed for FEMA's Floodplain Map Modernization Program.

Natural Disaster:

• Building on House passage of legislation to address the related problems of a lack of available and affordable property insurance in disaster-prone areas, NAR will continue to press for Senate consideration of legislation designed to deal with these insurance market failures.

Small Business Health Coverage:

• NAR will continue to raise the importance of passage of legislation to correct the inequities in the nation's health insurance delivery system and work with the House and Senate to introduce legislation for consideration.

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